If customers did not see value in what we provide them at the price point at which we provide these, they would not have been there with us in such a competitive market, says HDFC deputy managing director Paresh Sukthankar.
Ideally, one should opt for a 5 to to 10- year period in an MF scheme or exit when the goal is reached.
'Debt mutual funds are a good option now because interest rates are coming down.' 'Retail investors must put a majority portion of your money in short-term debt funds (1 to 3 years) and only a small portion in actively managed dynamic funds.'
The stocks Radhakishan Damani enters or exits are closely watched by fund managers, says Joydeep Ghosh.
If you quit or change jobs in your 40s, buying an individual term plan will be expensive. You might not even get one if you have health problems, says Priya Nair
The difference between Cibil and other marketplaces is that in the case of the latter the credit report is accessed after the customer clicks the loan offer, while in the case of Cibil the customer first checks the credit score and then applies for the loan.
Lenders now use your phone data, utility bill payment records and other non-traditional parameters to determine if you are creditworthy.
Given that some reputed builders are also present in this segment and the cheap rates, does affordable housing make a good investment option?
It should cover mandatory expenses, insurance premiums and loan installments for six months to a year.
Open loop pre-paid cards come with a two-factor authentication. One for ATMs and PoS transactions, and the other for online transactions
The company was looking to raise around Rs 1,800 crore for a stake sale of 10 per cent.
SIPs keep MFs afloat as investors redeem Rs 1.3 lakh crore in one year
In January 2017, the growth in total premium was Rs 13,138 crore, against Rs 10,284 crore in January 2016, a growth of 28 per cent.
Staying healthy is good news for the insurance company as well since it implies lower claims. Insurance companies offer discounts anywhere between 8 And 30 per cent discount on premium.
Trustees and protectors can help ring-fence your trust deed and ensure it is executed exactly the way you want, for the benefit of your children, after you are no more.
This will bring down capital gains especially in case of property transactions.
Talking about home loan rates, there is good news for borrowers.
The main concern among industry and market experts is that the governance in these companies needs to be strengthened and the focus on social insurance has to come down.
'It is like bombing a building with 200 people to kill 5 terrorists.'
Salaried employees get several benefits under Sections 80C, 80D, 80G and others.
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